The life insurance industry is a vital part of the U.S. economy. Life insurance provides benefits to policy holders and beneficiaries, as well as generates thousands of jobs. We will discuss the history of life insurance, how it has evolved, and how vital it is to sustaining our infrastructure. The class will also provide an overview of the different types of life insurance products available in the marketplace. We will discuss the features of each type, how they work and what riders may be available. There will be examples of what product may be suitable for different situations. Life insurance can also be an effective tool for retirement planning, long term care and business planning. We will go over some case studies to show how life insurance may be implemented to help those needs.